Klarna, Afterpay, Affirm, and Mercado Pago are all available at Laters.com checkout for flights to Panama. Approval takes seconds, your e-ticket lands in your inbox immediately, and you split the fare into manageable instalments without touching your travel budget in one hit.
Available in US, UK, Canada, and Europe
Klarna splits your Panama fare into four equal fortnightly payments, interest-free. Approval is instant at checkout and works across most major card types. It is one of the most widely accepted BNPL options for travellers booking from North America and Europe.
Available in US, Australia, New Zealand, Canada
Afterpay divides your fare into four fortnightly payments with no interest charged, ever. It is particularly popular with US-based travellers booking Copa Airlines or American Airlines routes to Panama City. Your booking is confirmed the moment you check out.
Compare 8+ airlines to Panama and split your fare with Klarna, Afterpay, or Affirm.
8+ airlines to Panama (PA) · BNPL at checkout · Instant e-ticket delivery
Choose your BNPL provider at checkout.
Available in the United States and Canada
Affirm offers flexible monthly payment plans ranging from three to twelve months, which makes it useful when booking higher-fare routes or adding extras like seat upgrades. Rates depend on your plan and creditworthiness. Your e-ticket is issued immediately on approval.
Available in Colombia, Argentina, Mexico, and more
Mercado Pago is the go-to instalment option for travellers booking from Colombia, Argentina, and other Latin American markets. Split your Panama fare into cuotas directly at checkout. Approval is fast and the platform integrates smoothly with regional bank accounts.
From search to e-ticket in under three minutes.
Enter your origin city, select Panama (PA) as destination, pick your travel dates and passenger count, and compare airlines side by side.
Scored by our editorial team using booking data, traveller feedback, and independent research. No destination pays to be rated.
Panama · PA · PA
Value for Money
7/10
Flight Frequency
7/10
BNPL Availability
7/10
Airport Experience
7/10
Visa Ease
7/10
Destination Appeal
6/10
Editorial snapshot
Flying to Panama rewards the traveller who plans ahead but does not overthink it. Copa Airlines dominates the hub, which means fares from US cities are competitive and connections from South America are frequent. Book six to eight weeks out for the dry season (January through April) and you will find mid-range fares. The Canal, the Caribbean islands, and the coffee highlands are all genuinely different experiences packed into one small country.
Score based on Laters booking data and editorial review, 2026
Panama's dry season runs January through April, and that is when fares and demand both peak. The cheapest months to fly are typically September and October, when rainfall is heaviest and tourist numbers drop sharply. August offers a brief dry window that combines reasonable prices with good weather, making it a smart shoulder-season pick.
| Month | Price Band | Demand | Travel note |
|---|---|---|---|
| January | Peak | High | Dry season begins; book 8-10 weeks ahead for best fares. |
| February | Peak | High | Carnival celebrations drive demand and accommodation prices up. |
| March | Peak | High | Peak dry season; ideal weather for the Canal and San Blas. |
| April | Mid | Medium | Dry season ends; fares ease slightly toward month's close. |
| May | Mid | Medium | Rainy season starts; rainforest wildlife viewing improves. |
| June | Budget | Low | Heavy rain on the Pacific side; good deals available. |
| July | Budget | Low | Wet season continues; Bocas del Toro can have brief dry spells. |
| August | Mid | Medium | Brief drier window; good balance of price and weather. |
| September | Budget | Low | Wettest month; lowest fares of the year across most routes. |
| October | Budget | Low | Still wet; best month for budget travellers who don't mind rain. |
| November | Mid | Medium | Rains ease; Independence Day celebrations add local colour. |
| December | Peak | High | Holiday travel pushes fares up; book early for Christmas week. |
Cheapest month
September — average fares around $180 one-way
Peak season warning
January-March and December: fares rise 35-55% above average. Book 8-10 weeks ahead to avoid the spike.
Fares are estimates based on typical prices and may vary by date and availability.
IATA: PTY · 25 km from Panama City centre · 30 km from Casco Viejo
Tocumen is the busiest airport in Central America and serves as Copa Airlines' main hub, which means connections throughout the Americas are frequent and generally well-timed. The airport has two terminals: Terminal 1 handles most international arrivals and Copa flights, while the newer Terminal 2 handles additional international carriers. Immigration queues can be long during cruise-ship season; arriving with all documents ready speeds things up considerably.
| Transport | Cost (approx) | Duration |
|---|---|---|
| Metro Bus (Mi Bus) | USD 0.25-1.25 | 60-90 min to city centre |
| Registered taxi | USD 25-35 | 25-45 min depending on traffic |
| Uber / ride-share | USD 15-25 | 25-40 min to Miraflores area |
IATA: PAC · 5 km from Panama City centre · 8 km from Casco Viejo
Albrook is Panama City's domestic airport, handling small-aircraft flights to Bocas del Toro, San Blas, David, and other regional destinations. It is compact, easy to navigate, and located within the former Canal Zone, making it far closer to the city centre than Tocumen. Most flights depart early morning, so an overnight stay nearby is worth considering if you're connecting from an international arrival.
| Transport | Cost (approx) | Duration |
|---|---|---|
| Taxi | USD 5-10 | 10-15 min to Casco Viejo |
| Uber / ride-share | USD 4-8 | 10-15 min to city centre |
Check-in tips
At Laters.com checkout you can split seat upgrades, extra baggage allowances, and lounge access passes into instalments alongside your fare, so the full travel cost stays manageable without any last-minute surprises at the gate.
Make every dollar stretch further on your Panama trip with these add-ons.
Pick a window seat for your first aerial view of the Canal on approach.
Split across your instalment plan.Hiking gear for Boquete and dive equipment for San Blas adds up fast.
Available with Klarna and Afterpay.Covers trip disruptions, medical costs, and adventure activities in remote areas.
Spread cost over 3-4 payments.Bundle a Casco Viejo boutique hotel and pay for it in instalments.
Available with all providers.Pre-book a registered transfer from PTY to avoid taxi negotiation on arrival.
Add at checkout, pay later.Stay connected for island-hopping logistics and Bocas del Toro boat schedules.
Low cost, split if needed.The majority of international travellers fly to Panama City's Tocumen Airport from US hubs, South American cities, and select European gateways. Copa Airlines connects the most routes, while American, United, and Delta cover key US corridors.
Miami to Panama
Copa Airlines, American Airlines · 2h 45m · Direct
Pay in 3 from $70/instalmentNew York to Panama
Copa Airlines, United Airlines · 5h 20m · Direct
Pay in 3 from $93/instalmentHouston to Panama
United Airlines, Copa Airlines · 3h 30m · Direct
Pay in 3 from $80/instalmentLos Angeles to Panama
Copa Airlines, American Airlines · 6h 10m · Direct
Pay in 4 from $80/instalmentBogotá to Panama
Copa Airlines, Avianca · 1h 30m · Direct
Pay in 3 from $50/instalmentLima to Panama
Copa Airlines, LATAM Airlines · 3h 10m · Direct
Pay in 3 from $63/instalmentLondon to Panama
British Airways, Copa Airlines · 13h 30m · Via Miami
Pay in 4 from $170/instalmentSantiago to Panama
Copa Airlines, LATAM Airlines · 6h 20m · Direct
Pay in 4 from $78/instalmentMexico City to Panama
Copa Airlines, Aeroméxico · 3h 45m · Direct
Pay in 3 from $73/instalmentFares are estimates based on typical prices and may vary by date and availability.
Copa Airlines runs the show at Tocumen, but several US majors and Latin American carriers add healthy competition on routes to Panama City. Here are the carriers most worth knowing about.
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Fares are estimates based on typical prices and may vary by date and availability.
Everything you need to know before booking your Panama flight on Laters.
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