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Enter your route and travel dates on Laters.com to compare fares across multiple providers. Filter by price, airline, or schedule to find the option that fits your budget.
Yes, Billease works for flight bookings on Laters. Search any airline, route, or fare class, then select Billease at checkout. It's a credit product available in the Philippines, once approved, your e-ticket is issued and your repayment schedule kicks in. A credit check applies, and interest rates vary by plan.
Enter your route and travel dates on Laters.com to compare fares across multiple providers. Filter by price, airline, or schedule to find the option that fits your budget.
Select Billease at checkout and apply for a credit plan. Approval depends on eligibility and a credit assessment, so have your details ready before you proceed.
Once approved, your e-ticket is issued and your fare is repaid in monthly instalments. Plans carry an APR, review your repayment schedule and pay on time to avoid extra charges.
Billease lets Philippine travellers split a flight fare into monthly instalments or push the full payment to a later date. Terms range from short to extended financing, though most options carry interest and require a credit check.
Find the best deals on 600+ airlines and split your fare with Billease.

Search and compare fares across 600+ airlines on Laters, then spread the cost with Billease, offering monthly instalment plans for travellers in the Philippines.
â Yes, Billease works for flight bookings on Laters.
Choose Billease at checkout to split your fare.
3 monthly instalments at 3.49%/mo
Short-term split into 3â6 instalments; select merchants offer 0% APR.
4 monthly instalments at 3.49%/mo
5 monthly instalments at 3.49%/mo
6 monthly instalments at 3.49%/mo
Longer terms of 6â12 months available for baskets PHP 5,000â9,999.
12 monthly instalments at 3.49%/mo
Available for baskets PHP 5,000+; up to 12-month payback for personal loans.
24 monthly instalments at 3.49%/mo
Longer 12â24 month terms available for baskets PHP 10,000 and above.
Deferred single payment (30 days)
Personal loan payback options from 30 days.
Pay in 3
$150.00
à 3 payments, monthly
3.49% per month
Pay in 4
$112.50
à 4 payments, monthly
3.49% per month
Pay in 5
$90.00
à 5 payments, monthly
3.49% per month
Pay in 6
$75.00
à 6 payments, monthly
3.49% per month
Pay in 12
$37.50
à 12 payments, monthly
3.49% per month
Pay in 24
$18.75
à 24 payments, monthly
3.49% per month
Pay in 30 days
$450.00
full amount, due in 30 days
Estimates only. Actual plans, fees, and availability depend on your country and approval.
Billease is a Southeast Asian buy now, pay later provider offering instalment plans tailored to local markets. Availability, supported currencies, and plan options vary by country, see the full breakdown in the grid below.
Credit line up to PHP 40,000; interest at 3.49% per month; no credit card required. First Digital Finance Corp. is regulated in the Philippines.
7.8/10
Laters Billease Score
Built for the Philippine market, this regulated credit provider suits travellers who want to spread a fare over months rather than weeks. Term breadth: 30 days to 24 monthly instalments and no credit card requirement are the standout features. The catch is a consistent 3.49% monthly rate that compounds over longer plans, so calculate the total cost before committing.
Repayment Flexibility
9/10
Billease offers an unusually wide range of instalment terms, 30-day deferred payment through to 24 monthly instalments, giving travellers real control over how they spread a flight booking. Terms up to 24 months are available on baskets of PHP 10,000 and above, which suits higher-value fares.
Interest Rate
7/10
The standard rate of 3.49% per month applies across all instalment plans. That adds up meaningfully over longer terms and should factor into any booking decision. Select merchants offer 0% APR on shorter splits, but confirm availability at checkout, don't assume it applies.
Eligibility
7/10
Billease operates in the Philippines only, with a credit line of up to PHP 40,000 and no credit card required to apply. Eligibility goes through a credit assessment by First Digital Finance Corp., a regulated Philippine lender, so approval is not guaranteed.
Approval Process
8/10
No credit card is required, which lowers the barrier for Filipino travellers without a traditional card. The credit check is handled by First Digital Finance Corp.; visit the Billease website for current documentation requirements.

Filipino travellers using Billease on Laters most often book domestic hops and regional getaways across Southeast Asia, splitting the fare into monthly instalments after a credit check.
Manila â Cebu
Cebu Pacific, Philippine Airlines
$17
à 3 payments
Full fare from $52
Manila â Davao
Cebu Pacific, AirAsia Philippines
$23
à 3 payments
Full fare from $68
Manila â Singapore
Philippine Airlines, Cebu Pacific
$48
à 3 payments
Full fare from $145
Manila â Kuala Lumpur
AirAsia, Philippine Airlines
$43
à 3 payments
Full fare from $130
Manila â Bangkok
Cebu Pacific, Thai Airways
$45
à 4 payments
Full fare from $178
Cebu â Singapore
Cebu Pacific
$52
à 3 payments
Full fare from $155
Manila â Hong Kong
Philippine Airlines, Cathay Pacific
$48
à 4 payments
Full fare from $192
Manila â Tokyo
Philippine Airlines, Japan Airlines
$78
à 4 payments
Full fare from $310
Fares are estimates based on typical prices and may vary by date and availability.
Split your fare with Billease across 600+ airlines â no hidden booking fees at checkout.
Billease works on every airline, route, and fare class on Laters. No exceptions.
Once your Billease credit is approved, your e-ticket is issued and ready to go.
Search and compare prices across multiple providers, then pay in instalments with Billease.
If Billease doesn't cover your route or region, Laters.com has a range of other BNPL providers so you can still spread the cost of your flight.

Atome lets travellers across Southeast Asia split a flight fare into three monthly payments, subject to approval and any applicable interest or fees. For Philippine-based travellers â or anyone across SEA needing wider merchant coverage â it's a solid regional alternative.
Southeast Asia, including Singapore, Malaysia, Indonesia, Thailand, and the Philippines
Kredivo suits Indonesia-based travellers who want a credit-backed instalment plan. Options run from short-term splits to longer monthly financing, subject to a credit check and applicable interest rates. It holds a digital credit provider licence in Indonesia.
Indonesia

The Atome Card is built for Philippine-based shoppers who want flexible credit spending, travel included. Approval and repayment terms apply as with any credit product, making it a card-based BNPL route for Filipino travellers who'd rather not use a standard instalment plan.
Philippines
GCash is a widely used mobile wallet in the Philippines that supports flight and travel payments, a practical pick for travellers who'd rather avoid a credit-based instalment plan altogether. BNPL features within GCash depend on eligibility and account standing.
Philippines
Klarna offers pay-in-3 and longer financing options for travellers in Europe, the US, and Australia who want to spread flight costs over time. Some plans carry interest and all are subject to a credit check. Among BNPL providers on Laters, it has the widest geographic reach.
Europe, United States, Australia, and select other markets
Billease is a Philippine buy now, pay later and personal loan provider run by First Digital Finance Corp., a regulated entity in the Philippines. It's built for Filipino consumers who want to spread purchases over time without a credit card. On Laters, eligible travellers in the Philippines can select Billease at checkout to split a flight fare into monthly instalments. anywhere from 3 to 24 payments. or defer the full amount for up to 30 days. Most plans carry an interest rate of 3.49% per month, though select merchants may offer 0% APR on shorter terms. A credit check applies, and approval is not guaranteed. On interest-bearing plans, the total you repay will exceed the original fare, so compare the full repayment amount before confirming. Billease operates in Philippine pesos and is currently available to travellers booking from the Philippines. For current credit limits, eligibility criteria, and full terms, visit the Billease website directly. Borrow only what you can comfortably repay on schedule.

Everything you need to know about paying for flights with Billease on Laters.
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